Loan Against Property

Q: How much loan amount can I get against my property?

The loan amount typically ranges from 50% to 70% of the property’s current market value, subject to income proof, credit score, and lender’s eligibility criteria.

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A better life with LAP

Looking for funds without giving up ownership of your property? Make better use of your property. Get a loan against it with attractive interest rates and a straightforward online application process.

Trusted by Our Customers

★★★★★

Unlock Your Property’s Hidden Value

Get High-Value Funds at Lowest Interest Rates Without Selling Your Asset

education funding | Loan Against Property

“DSC Loan helped me secure an education loan without any confusion or hidden terms. Their team explained everything clearly and made the journey simple and stress-free.”

Dheeraj MeenaStudent At IIT Madras

Let your property sponsor your child’s dream.

Education Funding

Secure Your Child’s Future with a Loan Against Property.
Higher education comes with rising costs. Whether it’s studying abroad or enrolling in a top university in India, use the equity in your property to provide quality education without compromising your financial stability.

High loan amounts for tuition, travel, and living costs

Use for domestic or international education

Affordable EMIs with longer repayment periods

No need to liquidate savings or investments

Quick approvals and minimal documentation

Apply Now

One loan. One EMI. Zero stress.

Debt Consolidation

Simplify Your Finances with a Loan Against Property.
Struggling to manage multiple loans or credit card debts? Consolidate all your outstanding dues into a single, low-interest loan by leveraging the value of your property. A Loan Against Property helps you reduce your EMI burden and regain control over your finances—without selling your assets.

Merge multiple high-interest loans into one

Lower EMI and interest outgo

Improved credit score over time

Long repayment tenure up to 15–20 years

Continue using your property with zero disruption

Quick disbursal and minimal paperwork

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“I felt trapped in debt before I contacted DSC Loan. Their team explained everything clearly and reduced my monthly burden a lot. Highly recommended!”

Mamta NandaHousewife | Punjabi Bagh, Delhi

Key Highlights

● Trusted Loan DSA Partner in Delhi since 2015
● Hassle-Free & Quick Loan Processing with minimal documentation
● Strong Banking & NBFC Tie-ups for competitive interest rates
● Expert Financial Advisors to guide customers
● High Approval Rate due to strong lender relationships
● Transparent Process – No hidden charges

Get Started

Loan EMI Calculator

EMI

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Total Interest

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Total Payment

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Our Process

At DSC Loan, we transform your property into financial power. Our Loan Against Property solutions offer substantial funds for business growth, education, medical needs, or debt consolidation while you retain ownership. Enjoy higher loan amounts, longer tenures, and minimal documentation.

Key Features

Loan Amount: From ₹10 Lakhs to ₹10 Crores (Up to 75% of property value)
Interest Rates: Starting at 8.75% p.a. (Lower than personal loans)
Tenure: Up to 20 Years
Quick Disbursal: 72-Hour Fast Track Processing
Top-Up Loans: Increase limit without re-application
Flexible Repayment: EMI holidays up to 3 months

Eligibility

Age: 25 to 70 years (co-applicants allowed)
Income: ₹25,000+ monthly (salaried)
₹3 Lakh+ annual (self-employed)
Property Owners: Residential/Commercial/Industrial
Property Age: Up to 30 years

Documents Required

1. Property Papers: Registered Sale Deed | Latest Tax Receipt | Occupancy Certificate
2. Financials: 6 Months Bank Statements | ITR for 2 Years (with computation)
3. KYC: PAN/Aadhaar (all owners) | Passport-sized Photos

Easy Steps to Get Your Loan

From Application to Disbursement – We Guide You at Every Step.
Getting a loan through DSC Loan is quick and hassle-free. Here’s our 4-step process:

Apply Online

Fill out a simple application form (takes 2 minutes). Choose your loan type and amount.

Get Matched

We find the best lender for you.

Submit Documents

Upload necessary documents.

Receive the Funds

loan disbursed to your account.

Unlock the Power of Your Property Now!

Get high-value loans at low interest rates—without selling your property. Apply online with minimal hassle.

Apply Now

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Frequently Asked Questions

What is a Loan Against Property (LAP)?

A Loan Against Property is a secured loan where you pledge your residential, commercial, or industrial property as collateral to borrow funds. You continue to own and use the property while repaying the loan in EMIs.

What types of properties are eligible for LAP?

You can avail a LAP against self-occupied residential property, rented property, commercial buildings, or even plots (depending on the lender). The property should have clear ownership and legal documentation.

How much loan amount can I get against my property?

The loan amount typically ranges from 50% to 70% of the property’s current market value, subject to income proof, credit score, and lender’s eligibility criteria.

Can I use the LAP amount for any purpose?

Yes, LAP offers flexibility. You can use the funds for personal needs like education, wedding, medical expenses, business expansion, or even debt consolidation.

Loan Against Property

A better life with LAP

Unlock Your Property’s Hidden Value

Let your property sponsor your child’s dream.

Education Funding

One loan. One EMI. Zero stress.

Debt Consolidation

Key Highlights

Our Process​

Key Features

Eligibility

Documents Required

Easy Steps to Get Your Loan

Apply Online​

Get Matched

Submit Documents

Receive the Funds

Unlock the Power of Your Property Now!

Learn More From

Frequently Asked Questions

Our Process

Apply Online